Dental
iCapital offers dental coverage through MetLife that provides benefits with your needs in mind. You can enroll in dental coverage as a new hire, during Open Enrollment, or if you have a qualified life event.
Key features
Our dental coverage provides:
Free in-network preventive and diagnostic care
to help keep your teeth healthy.
Affordable coverage
that helps you manage the cost of dental treatment.
Wide network of dental providers
that have agreed to negotiated rates, which helps you save money. Refer to the plan details below for more information about your costs for dental treatment.
Dental coverage details
| In-network benefits* | DPPO |
|---|---|
| Individual/family deductible | None |
| Annual maximum benefit | $2,000 |
| Services | |
| Preventive | You pay $0 |
| Basic | You pay 20%, plan pays 80% |
| Major | You pay 50%, plan pays 50% |
| Orthodontia (child only) (coinsurance/lifetime maximum) |
You pay 50%, maximum of $1,500 |
*Note: If you visit an out‐of‐network provider, you are responsible for any charges above the usual, customary, and reasonable (UCR) limits.
How much does iCapital dental coverage cost?
iCapital covers the full cost of dental coverage. Please note: If you enroll a domestic partner and/or their children, the cost of dental coverage is subject to imputed income.
Access your dental plan online
Visit the MetLife website or download the mobile app to find an in-network dentist, review claims, check coverage details, and more.
Vision
Vision coverage through EyeMed helps you save money on eligible vision care expenses such as eye exams, glasses, and contact lenses. You can enroll in vision coverage as a new hire, during Open Enrollment, or if you have a qualified life event.
Key features
Our vision coverage provides:
Eye exam covered every 12 months
with only a small copay charged to you.
Coverage for eyeglasses or contact lenses
so you can choose the method of vision correction you prefer.
Wide network of vision care providers
saving you money with more generous in-network benefits. In-network providers will also bill your insurance directly, saving you the trouble of submitting claims for reimbursement.
Member discounts
on a variety of products and services, such as laser vision correction surgery.
Vision coverage details
| In-network benefits | Vision Plan |
|---|---|
| Exam | Once every 12 months; $10 copay |
| Lenses | Once every 12 months |
| Single vision | $15 copay |
| Lined bifocal | $15 copay |
| Lined trifocal | $15 copay |
| Lens enhancements | Once every 12 months |
| Standard progressive lenses | $70 copay |
| Premium progressive lenses | $100–$190 copay |
| Frames | Once every 12 months
|
| Contact lenses (instead of glasses) |
Once every 12 months
|
*Copay does not apply.
How much does iCapital vision coverage cost?
iCapital covers the full cost of vision coverage. Please note: If you enroll a domestic partner and/or their children, the cost of dental coverage is subject to imputed income.
Access your vision plan online
Visit the EyeMed website or download the mobile app to find an eye doctor, learn about discounts, review claims, and more.